Buyers Tips for the First Time Home Buyer
Congratulations on deciding to buy your first home! This is a big step and should not be taken lightly. You may be at that point in your life when you are starting a family or perhaps you are single but ready to settle and you have decided that the Lake of the Ozarks is the place to do it. The best real estate agent at the Lake of the Ozarks is here to give some buyers tips for the first time home buyer. For help finding your perfect dream Lake of home, call Dan Ralston today at 573-216-8439.
Have a budget and stick to it!
It can be really easy to get distracted by some of these extravagant Lake homes, but remember your budget and do your best not to go over it. If you end up purchasing something you can't afford, it may be hard to actually enjoy it because you might end up stressing over the money it's taking to pay for it. An experienced real estate agent in Camden County can help you find a great home that fits your lifestyle but is also in your budget.
Don't go at this alone.
It may look simple to find a home you like and just go in and purchase it, but that just isn't the case. An experienced real estate agent in Osage Beach can help you negotiate for the best price, educate you on what closing costs are, and guide you in the right direction as far as what area of the Lake to live in for what you are wanting. The agent can also draw up your buyer's contract for you and make sure that it meets all legal requirements. Seek the guidance of a buyer's agent, especially if this is your first time buying a home.
Save for a down payment as early on as you can.
If you can save for a down payment of 20 percent, that would be fantastic, but you don't necessarily have to. Doing so can just help lower your monthly payments and help you pay off your mortgage quicker. The best thing to do would be to see a mortgage lender and actually figure out what you can afford. This can help guide you in the right direction in seeing what your budget should be.
Don't forget about the after move-in expenses.
This is your NEW house, the odds are that you are going to want to furnish it. Put some money to the side that will strictly be for furniture or any changes to the home that you will want to make after you have purchased it.
Hiring a real estate agent means more than just having someone take you around to look at properties for sale at the Lake of the Ozarks. In today’s real estate market, having a skilled negotiator can save you thousands, perhaps tens of thousands of dollars. Each step of the way – from the original offer, to the possible renegotiation of that offer after a home inspection, to the possible cancellation of the deal based on a troubled appraisal – you need someone who can keep the deal together until it closes. That's what a professional REALTOR does for you. This is what I can do for you. Give me a call today or check out my listings at www.DanSellstheLake.com. I can't wait to help you find your first dream Lake home.
Buyers Tips for the First Time Home Buyer
Have a budget and stick to it!
It can be really easy to get distracted by some of these extravagant Lake homes, but remember your budget and do your best not to go over it. If you end up purchasing something you can't afford, it may be hard to actually enjoy it because you might end up stressing over the money it's taking to pay for it. An experienced real estate agent in Camden County can help you find a great home that fits your lifestyle but is also in your budget.
Don't go at this alone.
It may look simple to find a home you like and just go in and purchase it, but that just isn't the case. An experienced real estate agent in Osage Beach can help you negotiate for the best price, educate you on what closing costs are, and guide you in the right direction as far as what area of the Lake to live in for what you are wanting. The agent can also draw up your buyer's contract for you and make sure that it meets all legal requirements. Seek the guidance of a buyer's agent, especially if this is your first time buying a home.
Save for a down payment as early on as you can.
If you can save for a down payment of 20 percent, that would be fantastic, but you don't necessarily have to. Doing so can just help lower your monthly payments and help you pay off your mortgage quicker. The best thing to do would be to see a mortgage lender and actually figure out what you can afford. This can help guide you in the right direction in seeing what your budget should be.
Don't forget about the after move-in expenses.
This is your NEW house, the odds are that you are going to want to furnish it. Put some money to the side that will strictly be for furniture or any changes to the home that you will want to make after you have purchased it.
Choose Dan Ralston as Your First and Only Real Estate Agent at the Lake of the Ozarks!
Hiring a real estate agent means more than just having someone take you around to look at properties for sale at the Lake of the Ozarks. In today’s real estate market, having a skilled negotiator can save you thousands, perhaps tens of thousands of dollars. Each step of the way – from the original offer, to the possible renegotiation of that offer after a home inspection, to the possible cancellation of the deal based on a troubled appraisal – you need someone who can keep the deal together until it closes. That's what a professional REALTOR does for you. This is what I can do for you. Give me a call today or check out my listings at www.DanSellstheLake.com. I can't wait to help you find your first dream Lake home.
Here For All Your Real Estate Needs At Lake Of The Ozarks!
573-216-8439
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